FAQ

Frequently Asked Questions

Q: Is auto insurance mandatory?
A: Yes, auto insurance is mandatory for all drivers in all 50 states.
Q: Is auto insurance mandatory?
A: Yes, auto insurance is mandatory for all drivers in all 50 states.
Q: What is the minimum coverage amount that is required?
A: The minimum level required is different in each state. Please consult your state DMV website for more details.
Q: What are the different types of coverage that are available?
A: Different insurance types include: Property Damage Liability, Collision Bodily Liability, Comprehensive, Uninsured or Underinsured Motorist Coverage.
Q: Does my credit score affect my car insurance premium?
A: Typically, the better your credit score the better overall rates you will receive, but there are many other factors that go into calculating your rates..
Q: What are deductibles and how do they work?
A: Your deductible is the amount of money you are responsible for prior to the insurance coverage kicking in. For instance, if you have a $10,000 deductible and owe $15,000 as a result of an incident, you must pay the first $10,000 (which is the deductible) and insurance will cover the remaining $5,000.

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